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GE Profile

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In a pinch for appliances? Discover what buy now pay later is and how Friedmans can help you! 

<p><img alt="A generic credit card next to a smartphone and a laptop " src="https://d6y5eqdcxq8w3.cloudfront.net/assets/blog/blog_appliances/friedmans-appliance-financing-header.jpg" title="iStock Credit: ArLawKa AungTun" width="600" /></p>
<h3>At a Glance:</h3>
<p><strong><a href="#how_does_financing_work">How Does Buy Now, Pay Later Work?</a></strong></p>
<p><strong><a href="#friedmans_financing">Friedmans Financing Offers</a></strong></p>
<p><strong><a href="#financing_benefits">Benefits of Appliance Financing</a></strong></p>
<p><strong><a href="#financing_considerations">Things to Consider when Financing Appliances</a></strong></p>
<p><strong><a href="#why_trust_us">Why Trust Us?</a></strong></p>
<p>Appliances are a wonderful convenience in this day and age, and most modern homes have quite a few different appliances they would consider essential to their comfort of living. When choosing appliances, many people want to have the highest performing, top-of-the-line models for their home. However, these models that are marketed and made to be the very best are also typically the most expensive. And when you need more than one appliance for your home, it can feel financially overwhelming to ensure you can afford to have the quality appliances that you would like.&nbsp;</p>
<p>This is exactly why <strong><a href="https://www.friedmansappliance.com/brandsource-financing" target="_blank">buy now pay later financing</a></strong> exists! There are now options for buyers to finance or use credit to purchase appliances that are highly priced, meaning buyers can pay for an appliance over a period rather than dishing out the full cash amount right on the spot. Financing allows you the chance to have the appliances you need at the moment you need them yet pay for them at a rate that is feasible for you. Learn more about appliance financing and whether it&rsquo;s the right match for you as we give you all the details you need to know.</p>
<p><em>Related</em>: <strong><a href="https://www.friedmansappliance.com/blog/friedmans-appliance-review" target="_blank">Friedmans Appliance Reviews: Bay Area Appliance Stores</a></strong></p>
<h2><a id="how_does_financing_work"></a>How Does Buy Now, Pay Later Work?</h2>
<p><img alt="An appliance salesman shaking hands with a man and his wife " src="https://d6y5eqdcxq8w3.cloudfront.net/assets/blog/blog_appliances/friedmans-appliance-financing-vendor.jpg" title="iStock Credit: TommL" width="600" /></p>
<p>Buy now, pay later is the idea that you can partially purchase an item and make payments on it before fully owning it. This allows homeowners to select <strong><a href="https://www.friedmansappliance.com/in-stock-appliances" target="_blank">in stock appliances</a></strong> without paying for them in full. When you go to purchase the item you want, you first make a down payment, which is a percentage of the sum of the total cost. Then, with the seller, you make a payment plan for the appliance that works for you.&nbsp;</p>
<h3>Payment Plan</h3>
<p>The payment plan is typically an agreed-upon dollar amount that the buyer agrees to pay the seller each month, which goes toward the total amount of the cost of the appliance. The buyer then makes the same payment each month until the appliance is paid off. If your payments are ever late, there is typically an interest rate that the buyer must pay in addition to the monthly payment, so it is wise to complete all payments on time, so you are not paying unnecessary extra money on interest. Once a buyer has paid off the appliance, he or she is the official owner of the item and will no longer need to make monthly payments.&nbsp;</p>
<h3>Who Buy Now, Pay Later is for?</h3>
<p>This idea of buy now, pay later is a great option for many people, especially if you need an appliance as soon as possible but do not have the cash on hand to pay for it upfront. Buy now, pay later allows the buyer to pay a more reasonable amount each month which is, hopefully, less of a financial burden than purchasing an appliance outright.&nbsp;&nbsp;</p>
<p><em>Related</em>: <strong><a href="https://www.friedmansappliance.com/blog/appliance-repair-pleasant-hill" target="_blank">Appliance Repair Pleasant Hill: Friedmans Appliance</a></strong></p>
<h2><a id="friedmans_financing"></a>Friedmans Financing Offers</h2>
<p><img alt="A generic Brandsource credit card " height="451" src="https://d6y5eqdcxq8w3.cloudfront.net/assets/blog/blog_appliances/friedmans-appliance-financing-card.webp" title="Credit: Brandsource " width="600" /></p>
<p>Friedmans Appliance knows that it can be difficult to pay the full amount upfront for expensive appliances. So, we&rsquo;ve created flexible payment opportunities with Brandsource financing in order for our local buyers to pay for items that they need at rates that are better suited to their financial abilities.&nbsp;</p>
<h3>Credit Plan</h3>
<p>To take part in Friedmans financing opportunities, you must be 18 years of age. Additionally, our financing deals are only available to brand-new customers. One unique perk to our appliance credit plan at Friedmans is that there is no annual fee to be a part of it. Additionally, if you pay your allotted amount when it is due each month, there are sometimes promotions offered that allow you not to be charged any sort of interest per payment if you are a dependable customer who pays on time. These promotions are a great way to ease the financial burden of purchasing an appliance and should definitely be taken advantage of when they are offered.&nbsp;</p>
<h3>Easy Online Financing</h3>
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          <span class="avb-typography__heading-line avb-typography__heading-line--marginBottom dsg-block-26__heading-line-1">Learn More Today</span>
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        <p class="avb-typography__paragraph dsg-block-26__paragraph">Discover appliance financing for quick replacements, home remodels, and first-time buyers</p>
        
        <avb-link class="avb-link avb-button avb-button--primary avb-button--light dsg-block-26__button" data-href="https://www.friedmansappliance.com/brandsource-financing">Apply Today</avb-link>
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<p>We also have a very easy-to-use website that guides you through the entire process of financing and the options they have available. You can directly message someone with questions online via our website, or call you can also call our store, where someone will walk you through all the different financing options.&nbsp;</p>
<p>Once you have made a financing deal, you can easily check your status and manage your buy now pay later appliances from your account, located conveniently through an app on your phone. Friedmans wants financing to be helpful and as simple as possible for their customers, and we continuously work to ensure that all your questions are answered in full as you consider financing and what options might be the best for you.</p>
<h2><a id="financing_benefits"></a>Benefits of Appliance Financing</h2>
<p>There are a few reasons why financing an appliance can be a great benefit to the buyer. For one, appliances seem to break down at the most inconvenient times, and often, owners are not financially prepared for this difficulty. However, most appliances are a necessity in the household, and people are not able to wait months and months until they can afford to replace their broken appliances. This is where financing comes in handy.&nbsp;</p>
<p><strong>✅ Replacing a Broken Appliance Quickly</strong></p>
<p>In this given situation, a buyer could replace an outdated or broken appliance in a timely manner without having to feel financially strained. Then, they can pay off their new appliance little by little on a time plan that works for them. Another benefit of financing is that if you pay your payments on time and in full, this can in many cases raise your credit score and strengthen your credit history, which could help you to get better financing deals in the future.&nbsp;</p>
<p><strong>✅ When You&rsquo;re Not Sure What to Do</strong></p>
<p>Financing an appliance can also help solve the problem you might face in wondering if repairing your broken appliance or purchasing a brand new one is the better use of your money. <strong><a href="https://www.consumerreports.org/appliances/most-common-appliance-problems-and-repairs-a5550122416/" target="_blank">Repairs can be tricky</a></strong> because they cost a lot of money upfront and may only take care of the problem for a little while until it persists again and costs more money to fix the next time.&nbsp;</p>
<p>On the other hand, financing a brand-new appliance is most likely a lower cost upfront, yet allows you to have a dependable, working appliance immediately, rather than having to wait for a repair service to help you. Plus, having a new appliance takes away the fear that another costly repair might be needed soon.&nbsp;</p>
<h2><a id="financing_considerations"></a>Things to Consider when Financing Appliances</h2>
<p><img alt="A young man sitting and thinking while using a laptop " src="https://d6y5eqdcxq8w3.cloudfront.net/assets/blog/blog_appliances/friedmans-appliance-financing-thinking.jpg" title="iStock Credit: Prostock-Studio" width="600" /></p>
<p><a href="https://d6y5eqdcxq8w3.cloudfront.net/assets/blog/blog_appliances/friedmans-appliance-financing-thinking.jpg"></a></p>
<p>Of course, as with most financial decisions in life, there are things to think about and you must weigh all your options when deciding whether financing an appliance is the right choice for you. One significant thing that is important to consider is the interest rate of your financing plan. Some interest rates for financing appliances are astronomical and might end up making your appliances far more expensive in the long run than they would cost if you purchased them outright.&nbsp;</p>
<p>Fortunately, Friedmans Appliances often runs special promotions on own financing that give our buyer a period of zero interest rate if they pay their payments on time and in full. Such a promotion is a great option to save money on interest fees.&nbsp;</p>
<p><strong>Understand the Agreement</strong></p>
<p>Another common downfall for those who finance is that the details of the financing can be a little confusing and easy to misunderstand. It could be easy to enter into a financing agreement, make a down payment, and take your appliance home without fully realizing the entirety of the financial deal you have just made. Changes in interest rates, minimum payments changing month to month, and other such details easily fall by the wayside or are not fully understood.&nbsp;</p>
<p>This is a way that customers end up in a financial crisis when they do not fully understand the terms of the agreement. It could be devastating when, at the end of a year lease agreement, you realize that the minimum payments you were making in a timely manner are not enough to fully pay off the appliance in the allotted time. Making sure that you entirely <strong><a href="https://www.rocketloans.com/learn/explore-your-options/appliance-financing" target="_blank">understand the terms of your financing agreement</a></strong> is essential when considering financing an appliance.</p>
<p><strong>What You Need vs What You Want</strong></p>
<p>Lastly, as always, it is easy to think that we need the latest and best appliances that are on the market when what we have is just fine. Or you might think that if you upgrade your appliances to more expensive ones, you will have fewer problems. While this might be true, this track of thinking can be dangerous for those who always want to upgrade, yet do not necessarily have the finances for such enhancements. For such customers, financing can be dangerous because it makes it seem like you are getting a great deal on an appliance since it feels &ldquo;affordable&rdquo; from the outset.&nbsp;</p>
<p>However, once you add those monthly payments to the rest of your bills, it could quickly become overwhelming; and if you fall behind on your payments, interest rates can crush you in the end. Therefore, it is wise to carefully consider if a new appliance is a necessity or just a desire, and whether it is financially judicious for you to enter into a financing plan.</p>
<h2><a id="why_trust_us"></a>Why Trust Friedmans Appliance?</h2>
<p>Established in 1922, <strong><a href="https://www.friedmansappliance.com/about-us" target="_blank">Friedmans Appliance</a></strong> has been the most trusted name in the Bay Area for over 100 years. What started as a small appliance store in Oakland has expanded to include every appliance you need for your home. Our commitment to value, inspiration, and character has only grown, creating an unbeatable reputation for top-notch appliances. At Friedmans, we strive to give our customers the best of the best, including our selection of <strong><a href="https://www.friedmansappliance.com/brands" target="_blank">top appliance brands</a></strong> and our exceptional customer service. Speaking of which, we offer a 100-day price guarantee on all our products &mdash; the longest in the industry!</p>
<p>Our wide selection of appliances is just one of the reasons we&rsquo;re the best Bay Area appliance store. We carry <strong><a href="https://www.friedmansappliance.com/catalog/refrigeration" target="_blank">refrigerators</a> </strong>in every style, every <strong><a href="https://www.friedmansappliance.com/catalog/cooking" target="_blank">cooking appliance</a></strong> to show off your chef skills, and every <strong><a href="https://www.friedmansappliance.com/catalog/dishwashers" target="_blank">dish care</a></strong> and <strong><a href="https://www.friedmansappliance.com/catalog/laundry" target="_blank">laundry appliance</a></strong> you need for cleanup.</p>
<h2>Shop Appliances at Friedmans</h2>
<p>See for yourself why Friedmans is a trusted name in the Bay Area and shop appliances online. While we are located in Pleasant Hill, we deliver to all of Northern California &mdash; even Reno! If you have any questions, our team is always happy to help you learn more about our buy now pay later options, whether you call us at <a href="tel:9258082950">925-808-2950</a>, <strong><a href="mailto:sales@friedmansappliance.com" target="_blank">email us</a></strong>, or use our <strong><a href="https://www.friedmansappliance.com/contacts" target="_blank">online chat</a></strong> feature. Better yet, stop by our appliance store in Pleasant Hill to experience the quality in person. <strong><a href="https://www.friedmansappliance.com/contacts" target="_blank">Visit us</a></strong> today!</p>
<p><em>Learn More:</em> <strong><a href="https://www.friedmansappliance.com/blog/appliance-repair-pleasant-hill" target="_blank">Appliance Repair Pleasant Hill: Friedmans Appliance</a></strong></p>
<ul>
<li><strong><a href="https://www.friedmansappliance.com/promotions" target="_blank">Shop Appliance Deals</a></strong></li>
<li><strong><a href="https://www.friedmansappliance.com/brands" target="_blank">Shop Our Featured Brands</a></strong></li>
<li><strong><a href="https://www.friedmansappliance.com/services" target="_blank">Learn About Our Services</a>&nbsp;</strong></li>
</ul>

What is Buy Now, Play Later for Appliances?

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What is Buy Now, Play Later for Appliances?

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